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4 Instances When You Should Contact A Disability Insurance Lawyer

Life sometimes doesn't go as planned. You might get seriously injured or sick and unable to work. If you have long-term disability insurance, then you may be entitled to benefits that can help you stay afloat financially during tough times. However, the process of filing a claim and getting approved for benefits is often complicated and frustrating. There are many rules and regulations that you must follow, and the insurance company may try to deny your claim or give you less than you deserve. That's why it's important to have an experienced disability insurance lawyer on your side. Here are four instances when you should contact a disability insurance lawyer.

When You're Denied Benefits

If you have any type of private disability insurance, such as through your employer or an individual policy, and your claim is denied, you should contact a lawyer right away. The insurance company may have made a mistake in its decision or may be trying to take advantage of you. A lawyer can help you understand why your claim was denied and what you can do to appeal the decision.

When Your Benefits Are Cut Off

If you're already receiving disability benefits and the insurance company decides to stop paying, you should contact a lawyer as soon as possible. The insurer may have made a mistake or may be trying to unfairly deny or reduce your benefits. A lawyer is competent enough to review your policy and figure out why the benefits were cut off so that you can take the appropriate steps to get them reinstated.

When You Have a Complicated Claim

Some disability claims are more complicated than others. For example, if you have a mental illness or an injury that isn't easily diagnosed, you may have a more difficult time getting approved for benefits. In these cases, it's especially important to have a lawyer on your side who can help you navigate the claims process and make sure you get the benefits you deserve.

When the Insurance Company Is Giving You the Runaround

Even if your claim isn't denied, the insurance company may try to stall in processing it or may give you the runaround. If you feel like you're not getting anywhere, it may be time to bring in a lawyer. They can help speed up the process and make sure you're getting the benefits you're entitled to in a timely manner.

A disability can be a debilitating event that keeps you from working and supporting yourself and your family. If you find yourself in this situation, don't try to go it alone. Contact a disability insurance lawyer today to get the help and support you need.

For more information, contact a disability insurance lawyer near you.